Tax Explained

Ontario Income Tax Calculator

Estimate your income tax and take-home pay in Ontario, federal tax included.

Select Province/Territory

Income & Deductions

Total Net Take-Home Pay
$74,206
Approx. $6,184 / month

This tool gives estimates only. It is not tax, legal, accounting or financial advice.

Calculation Flow

1. Gross Income
$100,000
2. Total Deductions
-$1,127
3. Taxable Income
$98,873
4. Federal Tax
-$13,301.60
5. Provincial Tax (Ontario)
-$6,722.75
6. Non-Refundable Credits (Est.)
+$40,227.04
7. Net Tax Payable
$20,024.35
8. Tax Return (Est.)
$0
Ontario tax brackets for 2026
Taxable incomeRate
$0 to $53,891 5.05%
$53,891 to $107,785 9.15%
$107,785 to $150,000 11.16%
$150,000 to $220,000 12.16%
Over $220,000 13.16%

Each rate applies only to the part of your taxable income within its bracket. Federal tax is added on top.

Ontario also adds a surtax and the Ontario Health Premium, which the calculator includes.

How the calculator works

Tax Explained
© 2026 Tax Explained. All rights reserved.
This tool gives estimates only. It is not tax, legal, accounting or financial advice.